Upper Face

b2ap3_thumbnail_shutterstock_113662621.jpgWith medical care costs in the United States among the highest in the world, getting quality care can be difficult for some patients to afford - especially if they lack medical insurance, or if their care is not covered by insurance. As a result, some creditors have created medical-financing programs to help address this issue.

Lenders like CareCredit, Sofi and Lightstream offer private financing for patients seeking to pay for everything from dental surgery to plastic surgery and even pet procedures. But while these credit programs may seem like a straightforward way to break up costly medical bills without having to delay the care you need, many consumers don’t realize some credit programs come with hidden pitfalls that could end up costing them a lot more than they bargained for.

The problems often begin because patients don’t realize they’re enrolling in private financing. That’s because it wasn’t too long ago that many doctors offered payment plans through their practice. Today, while some still offer this service, collecting debts has proven to be too costly and time consuming, and many practices have instead opted to accept private credit plans.

"Private credit plans allow the doctor to receive the payment in full, up front, without the patient having to wait to receive treatment," says Dr. Ryan Mitchell, a plastic surgeon from Henderson, Nevada. "I believe it streamlines the payment process by taking the doctor out of the equation. The last thing your doctor wants to do is nag you for payment."

Unfortunately, while these credit plans do have their benefits, some patients simply don’t understand what they’re signing up for when they apply for financing. For example, some plans offer zero interest if the balance of the loan is paid within a specified amount of time, but some patients miss that crucial last detail.

"The zero interest is only if the patient pays the balance off in full before the time limit is up," says Mitchell.

If the patient fails to pay off the balance, an interest rate will apply - and in many cases, creditors will even tack on retroactive interest based on the full loan amount, not just the current balance.

"We advise all of our patients to pay very close attention to the deal they are getting," says Mitchell. "We want you to get your procedure when you’re ready, but read the terms and conditions of the loan before agreeing to take that money. It’s still a line of credit."

Tagged in: credit

b2ap3_thumbnail_shutterstock_189645428_20180330-193003_1.jpgPlastic surgery is one of those topics that everyone has an opinion about, regardless of whether they’ve had it done or not. For some people, it’s considered elitist and only for the rich and famous. For others, it’s considered unnecessary and risky, and to some, it’s just wasteful, because they feel people should just embrace what makes them different. But to a growing number of people, these outdated opinions about plastic surgery are becoming a thing of the past.

Recently, plastic surgery social network RealSelf released the findings of a survey on attitudes toward plastic surgery, and the results show signs of a major shift in thinking about the field.

"The good news is that when asked if their partner's desire to get a cosmetic procedure would change how they felt about their partner, 45 percent of respondents said it wouldn’t change how they felt about them," says Dr. Ryan Mitchell, a plastic surgeon from Henderson, Nevada. "Another 38 percent said it would depend on what procedure their partner wanted. Only 13 percent said it would make them think negatively of their partner."

While RealSelf did not provide any data for attitudes toward plastic surgery from previous years, Mitchell says it should be interesting to watch the changes from today on.

"Hopefully they will make this a regular survey and can monitor the changing attitudes toward this field over time," he says. "Because I think the more people see their friends and family and neighbors are accepting of this kind of surgery, the more they’ll be accepting of it themselves."

Other interesting things to note: Users in the 45-and-older age group were the most accepting of plastic surgery, while respondents from the Midwest had the highest instance of negative feelings toward plastic surgery.

Posted by on in Upper Face

b2ap3_thumbnail_shutterstock_74507461.jpgIt’s safe to say that big behinds are having their moment in the spotlight these days. With celebrities like the Kardashian sisters, Jennifer Lopez and Nicki Minaj stealing headlines left and right, all eyes are on them - and their curves. So, it’s not surprising that across America, women are flocking to plastic surgeons’ offices for silicone butt implants and Brazilian Butt-Lifts. But many patients don’t realize that these procedures come with a lot of different risks, as well as pluses and minuses. We asked Henderson, Nevada, plastic surgeon Dr. Ryan Mitchell what patients should know before they head to a plastic surgeon to pump up their posterior.

b2ap3_thumbnail_shutterstock_307246082.jpgAs the adage goes, "everyone loves a bargain." After all, what’s not to love about saving money? But sometimes that great deal isn’t so great after all. Take plastic surgery, for example. While patients may think they are being smart consumers by calling around to find the best price, that can easily backfire. Dr. Ryan Mitchell of Henderson, Nevada, explains why.

"The problem with doctor-shopping for plastic surgeons is that the fee you pay is based on the doctor’s skill," he says. "It’s not like getting a good deal on a toaster. You’re not getting an identical product for less by going with the lowest price."

b2ap3_thumbnail_shutterstock_240864379.jpgNo matter where you live, chances are you’ve experienced a challenging time or two in your life. But what sets us apart from each other is how we cope with those challenges. For the people of Greece, a surprising trend has emerged from the economic depression that has devastated the country. Dubbed the "lipstick effect," a record number of Greeks are turning to plastic surgery to help perk them up in this time of crisis, and it’s left a lot of people scratching their heads.

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